1.  英文條款

Duty of the Insured

It is the duty of the Insured to attend to all matters as specified hereunder,failingwhich the Company reserves the right to reject his claim for any loss if and when suchfailure prejudice the rights of the Company:

(1)The Insured shall take delivery of the insured goods in good time upon theirarrival at the port of destination named in the Policy.In the event of any damage to thegoods the Insured shall immediately apply for survey to the survey and/or settling agentstipulated in the Policy,If the insured goods are found short in entire package orpackages or to show apparent traces of damage,the Insured shall obtain from thecarrier,bailee or other relevant authorities(Customs and Port Authorities etc.)certificate of loss or damage and/or shorthanded memo.Should the carrier,bailee or theother relevant authorities be responsible for such shortage or damage,the Insured shalllodge a claim with them in writing and,if necessary,obtain their confirmation of anextension of the time limit of validity of such claim.

(2)The Insured shall,and the Company may also,take reasonable measuresimmediately in salvaging the goods or preventing or minimizing a loss or damagethereto.The measures so taken by the Insured or by the Company shall not beconsidered respectively,as a waiver of abandonment hereunder,or as an acceptancethereof.

(3)In case of a change of voyage or any omission or error in the description of theinterest,the name of the vessel or voyage,this insurance shall remain in force onlyupon prompt notice to this Company when the Insured becomes aware of the same andpayment of an additional premium if required.

(4)The following documents should accompany any claim hereunder made againstthis Company:

Original Policy,Bill of Iading.Invoice,Packing List,Tally Sheet,Weight Memo,Certificate of Loss or Damage and/or Shorthand Memo,Survey Report,Statement ofClaim.

If any third party is involved,documents relative to pursuing of recovery from suchparty should also be included.

(5)Immediate notice should be given to the Company when the Cargo Owner'sactual responsibility under the contract of affreightment"Both to Blame Collision"clause becomes known.

2.  中文條款

被保險人應按照以下規定的應盡義務辦理有關事項，如因未履行規定的義務而影響保險人利益時，本公司對有關損失，有權拒絕賠償。

(1)當被保險貨物運抵保險單所載明的目的港(地)以后，被保險人應及時提貨，當發現被保險貨物遭受任何損失，應即向保險單上所載明的檢驗、理賠代理人申請檢驗，如發現被保險貨物整件短少或有明顯殘損痕跡應即向承運人、受托人或有關當局(海關，港務當局等)索取貨損差證明。如果貨損貨差是由于承運人、受托人或其他有關方面的責任所造成，應以書面方式向他們提出索賠，必要時還需取得延長時效的認證。

(2)對遭受承保責任內危險的貨物，被保險人和本公司都可迅速采取合理的搶救措施，防止或減少貨物的損失。被保險人采取此措施，不應視為放棄委托的表示，本公司采取此措施，也不得視為接受委付的表示。

(3)如遇航程變更或發現保險單所載明的貨物，船名或航程有遺漏或錯誤時，被保險人應在獲悉后立即通知保險人并在必要時加繳保費，本保險才繼續有效。

(4)在向保險人索賠時，必須提供下列單證：保險單正本、提單、發票、裝箱單、磅碼單、貨損貨差證明、檢驗報告及索賠清單。如涉及第三者責任，還需提供向責任方追償的有關函電及其他必要單證或文件。

(5)在獲悉有關運輸契約中“船舶互撞責任”條款的實際責任后，應及時通知保險人。