1.以FOB、CFR或FCA,CPT條件成交的合同

采用FOB或CFR貿易術語時，在合同中應定明由買方投保。

例1.Insurance:To bc covered by the buyers Buyers after loading.裝船后保險由買方負責。

如果買方委托賣方代為保險，則應明確規定保險金額、投保險別、按什么保險條款投保以及保險費由買方負擔，同時規定保險費的支付時間和方法。

例2.Insurance to be effected by the Sellers on behalf of the Buyers for…%ofinvoice value against All Risks,Premium to be for Buyer's account.

保險由買方委托賣方按發票金額……%代為投保一切險，保險費由買方負擔。

2.以CIF或CIP條件成交的合同

采用CIF或CIP條件成交的合同，條款內容須明確規定由誰辦理保險、保險險別和保險金額的確定方法，按什么保險條款保險，并注明該條款的生效日期。

例.Insurance:To be covered by the Sellers for …%total invoice value against

F.P.A,as per and subject to the relevant Occan Marine Cargo Clause of The People'sInsurance Company of China,dated 1/1,1981.

保險由賣方按發票金額的……%投保平安險，平安險按中國人民保險公司1981年1月1日的有關海洋運輸貨物保險條款為準。

3.加保附加險別的條款

例1.Including Risk of Clashing and Breakage.

加保碰損、破碎險。

例2.Including shortage weight in excess of 0.5%on the whole consignment.

加保短量險，重量短少有絕對免賠率0.5%按全部貨物計算。

例3.Insurance to be effected by the Sellers for….%of invoice value against W.A.and Strike Risk.

賣方按發票金額……%投保水漬險和罷工險。